AR
AjoReserve MVP Dashboard
MVP · Available Now

Dashboard

Nollywood Traders · Live MVP

Group #AR-NLY-901 DEMO WORKSPACE
Total Group Contribution ₦5,000,000 ₦1,000,000 per member
Active Round Round 3 / 5 4 / 5 contributions received
Members 5 Members KYC verified
Next Payout ₦5,000,000 Recipient: Fatima
💰

Upcoming payout: ₦5,000,000 — Ready for Round 3

Planning what to do with your payout? The AI Coach can help you explore savings, goals, and long-term investment options.

Rotation Queue

Live status of all rotation turns.

TurnMemberStatusContribution
Order #1FatimaPaid₦1,000,000
Order #2ChidiPaid₦1,000,000
Order #3Tunde (You)Pending Payout₦1,000,000
Order #4OluchiScheduled₦1,000,000
Order #5BabajideScheduled₦1,000,000

Group Financial Status

Demo group balances and simulated protection coverage.

Reserve Balance ₦48,000
Default Coverage Active
Outstanding ₦1,000,000
KYC Rate 100%

My Groups

All Ajo circles you are enrolled in · Live MVP

Nollywood Traders

Active

Naira savings circle for market traders in Lagos.


Cycle Amount₦5,000,000
My Payout OrderOrder #3 (Round 3)
FrequencyMonthly

Tech Founders Club

Inactive

Stablecoin-denominated savings for tech developers.


Cycle Amount$3,300 USDC
My Payout OrderOrder #1 (Pending)
FrequencyWeekly

Members

Member status & contribution history · Live MVP

MemberRotation SlotKYCContribution HistoryStatus

Contributions

Round-by-round audit ledger · Live MVP

USDC Shield: OFF
Collected ₦14,000,000 Rounds 1 and 2 complete
Remaining ₦1,000,000 Outstanding this round
Outstanding Depositors 1 Member Active Round 3

Contributions Audit Ledger

All cycles, payments, and statuses. Demo data — illustrative only.

RoundMemberAmountDateStatus

Payouts

Rotation schedule & payout records · Live MVP

Active Rotation Wheel

Current active payout recipient highlighted.

Payout To Fatima ₦5,000,000

Full Rotation Schedule

Ordered payout queue for all members.

Emergency Payout · Beta Simulation

Need an early payout? Use the Sandbox Console to simulate a discount bid and explore how the emergency payout mechanism works. Beta simulation — no real financial transaction occurs.

AjoReserve AI Coach

Save smarter. Plan better. Invest with perspective. · AI Coach · Beta

AjoReserve AI Coach
online
Mode: Savings (Live MVP) · AI-generated perspectives, not financial advice.

Hello! I am your AjoReserve AI Coach in Savings Mode. I can answer questions about your group activity, contributions, and rotation schedule.

23:47

Reserve Protection

Explore how a group reserve absorbs contribution defaults · Simulation

Reserve Protection · Simulation
Reserve Balance ₦48,000 Simulated reserve balance
How Reserve Protection Works:

In this simulation, when members contribute, a small percentage is allocated to a reserve buffer. If a member defaults, the buffer is modelled to cover the shortfall — so other members see no interruption in the rotation.

Simulation only. No real funds are moved. This models what a reserve protection mechanism could look like in a production implementation.

Reserve Coverage: Protected

Reserve holds simulated capital to cover the current round's potential defaults.

Run the Default Simulation

Trigger a simulated default event to observe the reserve protection mechanism. No real transactions occur.

Settings

Account preferences & integrations

My Profile

BVN & NIN Verified

💬 WhatsApp AI Coach

Chat with your AI Coach on WhatsApp for group updates, payout schedules, and goal planning.

Not Connected

Connect your account securely using a one-time verification code. Access your savings data conversationally from anywhere.

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Sandbox Console

Simulate defaults, advance rounds, and time-travel.